Disability Insurance

Disability insurance provides crucial financial protection in the event that you are unable to work due to injury or illness. If you’re unable to earn a living, disability insurance replaces a portion of your lost income, helping you maintain your financial stability while you focus on recovery.

At Professional Insurance Planners, Inc., we offer both short-term and long-term disability insurance policies to help cover your income during times of disability. Short-term disability insurance typically covers you for a few months, while long-term disability insurance provides coverage for an extended period—up to several years or even until retirement age, depending on your policy.

Having disability insurance can provide peace of mind, knowing that you’ll have income replacement if you’re unable to work. This coverage is especially valuable for individuals who are self-employed or don’t have employer-sponsored disability insurance.

We help you evaluate your income protection needs, select the right coverage amount, and choose a policy that fits your budget and lifestyle. Disability insurance can be an essential part of your financial planning, ensuring that you and your family are protected if the unexpected happens.

Contact us today to learn more about disability insurance and how it can provide the financial protection you need in case of an illness or injury.